Montana Health Plans
5 Questions You Should Ask Before Purchasing Health Insurance
There are several insurance companies operating in the state of Montana and each one offers various plans to fit your needs. It is important to do your research and compare plans to find the one that is best for you. The cheapest is not always best, so make an informed decision.There is a high-risk pool in Montana called the Montana Comprehensive Health Association(MCHA) http://www.mthealth.org. This program offers policies of individual health insurance to eligible Montana residents who are considered uninsurable due to medical conditions. It is also an alternative to individuals leaving group coverage. (www.mthealth.org) You may be eligible for this pool due to your HIPPA rights or you fall under the category of the following guidelines:
- You are a resident of the state and have been for at least 30 days
- You were rejected or were offered a restrictive rider by two insurers within the last six months or have specific illnesses
- You are not eligible for any other health insurance coverage
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